o2bare rounds up your everyday spending into savings that build oxygen,
a single number showing how many months you can survive.
You see your oxygen grow on a leaderboard with others doing the same, turning financial survival from invisible to social and real.
Rather than ask how much you have saved, you are measuring how much you need.
Your number. How long you can last.
Built for tech workers, gig workers, and anyone the system was not designed to catch.
You're in. We'll be in touch when the oxygen is ready.
Your money stays in your account. We provide the intelligence.
Access your money when life happens. No punishment.
Months of oxygen. How long you can last. We measure how much you need, not how much you have.
The first fintech where the person with the least can outrank the person with the most. Your oxygen gained month over month is all that counts.
Balance is never shown. Only momentum.